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Sometimes, more care earlier on can be less costly in the long-term. KFF Health News reported on a program known as Chronic Care Management, where Medicare pays doctors extra to monitor the health of their patients who have two or more chronic conditions. The article reports that early research found that the program reduced total health spending (by decreasing visits to hospitals), but also that participation has been limited.

Sometimes, more care earlier on can be less costly in the long-term. KFF Health News reported on a program known as Chronic Care Management, where Medicare pays doctors extra to monitor the health of their patients who have two or more chronic conditions. The article reports that early research found that the program reduced total health spending (by decreasing visits to hospitals), but also that participation has been limited.

From the doctors' side, increased documentation is needed, and new staff might need to be hired to handle the increased work. Not all patients want to participate, since some of them do not want to "be bothered or asked if they are exercising or losing weight or watching their salt intake."

Nevertheless, this program seems innovative in that it appears to reduce the long-term total cost of care while actually improving quality of care for those who participate. The article also points out that companies have jumped in to offer their services to help reduce the workload for doctors' offices. Some services appear to work better than others, but overall, this appears to be another example of capitalism at work.

Conflicts of interest can pose thorny policy dilemmas. KFF Health News highlighted a recent situation in which ten members of a fourteen member committee had received funding from a manufacturer whose product was being considered for patient use. One member received almost $200,000 in funding. While none of the payments were directly related to the medical device in question, outside observers can easily ask whether the advisors can be impartial judges, especially those receiving substantial amounts of funding.

Conflicts of interest can pose thorny policy dilemmas. KFF Health News highlighted a recent situation in which ten members of a fourteen member committee had received funding from a manufacturer whose product was being considered for patient use. One member received almost $200,000 in funding. While none of the payments were directly related to the medical device in question, outside observers can easily ask whether the advisors can be impartial judges, especially those receiving substantial amounts of funding.

Apparently, FDA considers it a conflict of interest when the committee member has financial interests that "may be impacted" by his or her work on the committee. It also seems that part of the guideline is that if the relationship is more than a year in the past, it does not pose a problem. Those guidelines seem far less strict than what might exist for other industries. At the same time, it does seem difficult to craft guidelines, especially if there are only a few experts in a specific area and if there are only a few large companies and most advisor candidates have received some funding from them. Nevertheless, it seems that at the very least, such appearances of conflict of interest should be clearly disclosed publicly.

Interestingly, the committee member who received the most funding from the manufacturer ended up voting most negatively against the product (relative to other committee members). However, the policy for conflicts of interest should not be crafted based on a single example.

The federal health insurance exchange for the Affordable Care Act wants to make it easy for patients to sign up for and switch health insurance plans. However, is it too easy? KFF Health News reports on the increasing fraud among health insurance agents vying for monthly commissions. Apparently, with "only a person's name, date of birth, and state," an agent can switch a patient from one plan to another. Patient consent is assumed, but there seems to be inadequate measures to verify such consent.

The federal health insurance exchange for the Affordable Care Act wants to make it easy for patients to sign up for and switch health insurance plans. However, is it too easy? KFF Health News reports on the increasing fraud among health insurance agents vying for monthly commissions. Apparently, with "only a person's name, date of birth, and state," an agent can switch a patient from one plan to another. Patient consent is assumed, but there seems to be inadequate measures to verify such consent.

Beyond being an inconvenience, such switches can have severe financial consequences, such as patients owing thousands of dollars for higher premiums that they did not sign up for. Patients might also delay medications and surgeries if they find out that their new plans do not cover what they need.

At least some state exchanges have implemented measures to thwart such fraud: "In Colorado, for example, customers create accounts on the state's online market and can choose which brokers have access. Pennsylvania has a similar setup. California sends a one-time password to the consumer, who then gives it to the agent before any changes can be made."

Where there is sufficient financial incentive, it seems that it would only be a matter of time before a naive system built on trust is abused. While the Centers for Medicare and Medicaid Services has announced plans to curb such abuse, it is concerning that they did not anticipate these problems earlier.

KFF Family News reported on recent legislation in California that allows teenagers on Medi-Cal insurance (in California) to gain access to mental health counseling without needing authorization from parents. Some lawmakers voted against the legislation, with the sentiment that "If my child is dealing with a mental health crisis, I want to know about it." However, teenagers on private health insurance plans already have access to mental health counseling without requiring parental authorization.

KFF Family News reported on recent legislation in California that allows teenagers on Medi-Cal insurance (in California) to gain access to mental health counseling without needing authorization from parents. Some lawmakers voted against the legislation, with the sentiment that "If my child is dealing with a mental health crisis, I want to know about it." However, teenagers on private health insurance plans already have access to mental health counseling without requiring parental authorization.

Both sides likely have a reasonable basis for their arguments: on one hand, parents should be involved with and consent to mental health treatment of their children, but on the other hand, there might be some situations (especially in abusive or neglectful households) where such requirements prove harmful. The particular example of the teenager who championed the legislation does not seem compelling based on what is presented in the article, although her accomplishment in seeing her advocacy result in a new law is noteworthy. Either way, there does seem to be an issue of consistency, where the requirement to have parental consent should not depend on whether the health insurance is private or public.

Mental health continues to grow as an issue, and not everyone has access to a mental health therapist. KFF Health News reported on California's creative effort to help alleviate the shortage of mental health professionals by paying for peer support leaders to conduct group therapy sessions. Being able to share one's difficulties and to connect with others seem to be helpful with regards to people's mental health, and those activities do not require mental health professionals. While not a complete solution, this approach seems to benefit those who cannot afford to see mental health professionals, and likely also benefits the peer leaders themselves.

Mental health continues to grow as an issue, and not everyone has access to a mental health therapist. KFF Health News reported on California's creative effort to help alleviate the shortage of mental health professionals by paying for peer support leaders to conduct group therapy sessions. Being able to share one's difficulties and to connect with others seem to be helpful with regards to people's mental health, and those activities do not require mental health professionals. While not a complete solution, this approach seems to benefit those who cannot afford to see mental health professionals, and likely also benefits the peer leaders themselves.

The article listed some reasons that local governments encounter when trying to hire enough mental health therapists, including offering salaries that are lower than industry and not offering perks like remote work. A fuller solution likely involves increasing salaries, and perhaps for the longer term, increasing the supply of mental health professionals (for example, by offering tuition subsidies in return for agreement to work for the government).