People weigh in with their billing experiences
December 04, 2022
At DocSpot, our mission is to connect people with the right health care by helping them navigate publicly available information. We believe the first step of that mission is to help connect people with an appropriate medical provider, and we look forward to helping people navigate other aspects of their care as the opportunities arise. We are just at the start of that mission, so we hope you will come back often to see how things are developing.
An underlying philosophy of our work is that right care means different things to different people. We also recognize that doctors are multidimensional people. So, instead of trying to determine which doctors are "better" than others, we offer a variety of filter options that individuals can apply to more quickly discover providers that fit their needs.
December 04, 2022
Kaiser Health News (KHN) published some letters to the editor, which captured some readers' reactions to various stories that KHN had previously published. One story discussed how a patient (who happened to be a doctor) was charged several thousand dollars for a procedure that was never performed.
An interesting reaction to that particular story was from a retired orthopedic surgeon who was not surprised that such "upcoding" happens. Another reader had a similar experience and had the case dismissed, although the reader's insurance company seemed uninterested in fighting the fictitious charge. The reader accused insurance companies of being complicit in supporting incorrect billing because insurance companies benefit from higher medical costs (since their profits are limited as a percentage of their premiums). If the accusation is generally true, patients seem to be in a very difficult position when over-billed.
Other reactions for other stories were interesting as well. If these letters are representative of the general feedback, it seems that there is substantial dissatisfaction with the current medical billing landscape.
November 24, 2022
The holiday season is already upon us! Happy Thanksgiving!
We have a lot to be thankful for this year, and hope that you do as well.
November 21, 2022
As another example of a conflict of interest in health care, Kaiser Health News published accusations that a large hospital chain created incentives to encourage doctors to admit more patients. Hospitalizations are expensive for patients (or at least their payers), but can be helpful to hospitals' bottom lines. Who decides whether a patient in an emergency room gets admitted? Doctors who might be employed by the hospital (or might have some other formal relationship). To be clear, critics of the hospital chain were the ones making the accusations; Kaiser Health News was only reporting on those accusations. As is typical for many Kaiser Health News articles, this article starts with a personal encounter of someone with the healthcare system and in this case, reports that patient regrets agreeing to be hospitalized. Although the patient had insurance, she was still expected to pay several thousand dollars.
A single story is not enough to substantiate accusations of a widespread policy. However, the article references a whistleblower who indicated that the hospital chain threatened his employment if he did not admit more patients. Attorneys representing the whistleblower also found higher rates of admission among Medicare patients at the hospitals in this chain versus other hospitals. Surprisingly, the federal government declined to pursue the case.
November 11, 2022
This week, we have released changes that might be helpful for anyone who seeking mental health providers. Searching for "mental health" should now bring up advertisements that lead to a discount at one of our partners that is a network of mental health providers.
Mental health seems to be a growing concern, and we hope that this offer will be helpful to some. Our future plans include highlighting some mental health providers and topics.
November 05, 2022
One of the problems of how health care is paid for in the US is what is known as the third-party payer problem: the entity that pays (generally, an insurer) is different from the one making a decision (the patient). As a result, patients are largely shielded from the financial consequences of their healthcare decisions and will frequently select a provider based on other factors. The theory is that if patients were more price-sensitive, more healthcare providers would reign in their prices (perhaps by being more efficient). Kaiser Health News published an article about Colorado's state government (part of a purchasing alliance, along with some other employers) offering patients cash incentives for selecting a provider that was ranked within the 25% for both quality and cost.
The article cited a study that found that various "orthopedic surgeries were an average of 26% lower at ambulatory surgery centers than at hospitals." With that in mind, it is easy to see how the payer can end up saving money, despite giving patients cash incentives. There are still questions of how well incentive programs like this one will fare in the long term, and a key question will be whether patients believe in the quality rankings (or at least that the relevant choices offer adequate quality of care). The end of the article mentions a few reasons that early versions of this program might not survive the long term. Regardless, it seems positive that payers are experimenting with different incentive models to try to steer patients towards better value.